New Year But The Same Me! Are You Ready For 2019?

As we approach the start of a new year I’d like to thank everyone for there support for my blog, podcast and books this year. It’s been a year filled with highs and lows but I’m more than ready for 2019!

It’s often challenging being an independent entrepreneur but one thing that makes it easier is staying on top of my money management.

There’s various ways to do this personally, but how do you go about managing your money as a freelancer or independent creative? I talk about my top 3 ways to manage your money which in turn reduces your stress and gives you time to focus on what you love to do.

1. Plan
Don’t underestimate what a clear plan can do for you. Outline all ideas and costs before even thinking about executing your next venture. I often plan projects way in advance to make room for any unexpected financial obstacles that may arise. It’s always good to be prepared and have a back up plan if you don’t have the funds for your initial plan. Having the ability to adapt your ideas to your budget is significant.

2. Maintain Your Records
As a young entrepreneur I know it can get frustrating trying to keep up with all your business purchases, keeping receipts in order and more. This frustration isn’t all bad. It allows you to have a clear view of what you’re investing into your ventures as well as what you’re getting out. This leads on to the next point – having an accountant.

3. Hire An Accountant
Sounds costly right? In reality it’s not so bad. There are various accounting companies out there that are willing to work with freelancers and independent creative’s for a small fee. In addition, there are multiple freelance accountants that can do the job for an even more affordable fee. One thing that is important is that you know that the person you have as you’re accountant knows what your needs are and knows how to do their part effectively.

I’ve been burnt by a freelance accountant before however there have been others that have been spot on. It’s about knowing where to look, and People Per Hour is a great place to start if you’re interested in a freelance accountant.

I talk about various ways that I’ve managed my money in my latest book, but I also had to share how I’ve lost money too, and the mistakes I’ve made that other freelancers and young entrepreneurs can avoid.

Find a money management system that works for you. It’s easy to let things like social media and how others do things influence actions, but all you really need to know are the basics. You build on the basics in a way that is feasible for you.

Time is Money is available to purchase via Amazon, Authorhouse UK and all other online book retailers.

Happy New Year and I’m wishing you all the best with your goals in 2019!

Time is Money

Author instagram: @timeismoneyldn


Time is Money + Fashion in Atlanta

It’s been a while since I’ve been active but I’m back with a new post about my time in Atlanta, Georgia.

It’s been great being able to travel and meet new people, especially in business. I was fortunately able to attend the Boss Babes of Atlanta business event which was made up of both upcoming and established brands from the area and beyond. 

If you know me, you know I’m all about networking to promote my own independent business, Unique Boutique London, as well as supporting other brands, both male and female orientated so I had to whip out my camera and capture some moments!

Killer Mermaid Shop

The Killer Mermaid Shop creates some mesmerising handmade clutch bags in various designs that sparkle out of this world. I’m a big fan of sparkle, which is a fundamental part of my crochet brand Gemini Designs. Anything handmade also tickles my tastebuds because of the work that has gone into making each design as perfect as can be. This was definitely a brand that caught my eye from the start and you should definitely check them out.

The gorgeous owners of Icy Lene

I was amazed at how people were so supportive of each other whether the brands were big or small. It’s much more difficult to establish a vibe like this in UK pop up shop events in my experience, but these ladies pulled it off effortlessly.

The beautiful ladies from Secure The Ring

The fabulous ladies from Secure The Ring didn’t exhibit at the event but came there with positive energy for everyone including me. A big thank you for supporting my book, Time is Money, and the exclusive t-shirt! I’ll have some pictures out soon so you can all grab your t-shirts too and support the movement.

SwimKei and friends

If all independent businesses supported each other, not necessarily financially but even through word of mouth or social media like this very blog post, we could help each other take bigger steps within our industries. There will always be competition but there’s enough room at the top for everyone. 

Be sure to check out all the brands I’ve mentioned on Instagram and Twitter. They all have something different to offer, the people behind the brands are great and most importantly they’re open minded and ready to connect!

Check out more pictures from the Boss Babes Atlanta Event below:

Celebrating Black Excellence in Brent!

Last month I had the pleasure of being invited to be a panellist at my local Black History event held by Brent Council, and I must say it was an evening filled with magnificent talent and entertainment.

The event celebrated Black Excellence and it was great being able to showcase my books and talk about life as a young entrepreneur, however there were some other brilliant highlights on the night that has encouraged me to come out of hiding and share what went down.


Sam Olagbaju did an amazing presentation on Akon’s Lighting Africa initiative which I’m sure everyone is familiar with, but Sam gave a good breakdown on the scheme and his views on why he feels it wasn’t as appreciated by the media as it should have been.

“I found out about Lighting Africa earlier this year and the scheme had been up and running since 2014. It occurred to me that if Akon had shot someone or had been arrested I would probably know about it. With the way the mainstream media works, specifically the way it stereotypes black males and the general stereotyping of black people in Western society I thought that this was an important story to tell. As this year’s Black History Month was a celebration of Black Excellence I thought that this was a very appropriate choice. I like the fact that this scheme counters the image of self-serving, oversexualised, thuggish image of the modern black music artist.”

When asked how he felt about Black History Month he said,

“I have mixed feelings about Black History Month. On one hand it’s great that the exceptional contribution of our people is finally getting acknowledged by society. On the other hand, I take issue that we have to sub-categorise it into ‘Black History and not just ‘History’ as if it doesn’t make the cut and then offer it one month out of 12. Ultimately it should be part of regular history and be learned all year long and as much ingrained as what we learn about and see every day, which is essentially White History. What a lot of people don’t know, and I believe this gets worse with every generation, is that black people built this country. They helped to win both World Wars and have a grand history preceding slavery. These things are important for young black people to know from a young age as I believe that there is a direct link to their poor self-image and low self-esteem. I believe that ‘our place’ in Western history as it is currently told is linked to our place on the world now which is far from where it should be.”

10 year old Zara, who performed a powerful poem that took the audiences breath away, was another beautiful highlight of the night. It is so inspiring to see someone so young tapping into their creativity the way she did, and she is definitely a young creative that people need to keep an eye out for as she flourishes.

Alongside showcasing my books and my fashion brands, there were a range of other great business displays including ILRAMIK by my good friend Kimarli Allen, and MotivArt which fuses photography and motivational quotes together to create captivating pieces. Be sure to check them out across all social media platforms.


I could actually go on forever about the talent that moved me that night, and how amazing it was to be acknowledged and celebrated for what I do. I was happy that I could be a positive representation of young black people, but the final highlight I have to share is the presentation that allowed people to talk about a person that has inspired them, in which Rickele spoke about Kalief Browder. I’m always up for learning something new, but why this stood out to me is that this story has similar storylines to my own. I haven’t been in trouble with the law, but I understand the conflicts one can face when you are great at something but are fighting personal demons at the same time. Rickele was inspired by Browder because,

“After watching the documentary on Kalief Browder and knowing what he had endured after being wrongly imprisoned and regularly beaten in prison, the fact that when he was released he still tried his best to rebuild his life with his knowledge and talent is what inspired me to talk about him this Black History Month. He suffered mentally after prison as a result of his experiences, and eventually killed himself despite family trying tirelessly to clear his name even after his release.”

Kalief Browder’s story is an example of how the system can be cruel to black people, but also highlights the strength of our race. If you would like to know more you can find the documentary on Netflix.

Black History Month means the world to me. Black people feel empowered in October. Black people embrace every part of their culture in October, but it’s time for us to feel like we can do that every month of the year. It’s one thing to wait to be accepted in the way that black people would like to be, but this starts with black people accepting themselves, and shouting it from the roof tops all year round!


Tannika Williams-Nelson

Twitter: @tannikataylor | @TKWN_World | @UBLondon_

Facebook: Time is Money UK | Unique Boutique London

Instagram: @timeismoneyldn | @tannikataylor | @uniqueboutiqueldn


First Women to Watch Interview will be up Tonight!

Tannika x Women to Watch

Find out more about why I decided to do my Women to Watch campaign featuring three women that are making a difference with what they do via the link above!

The initiative is part of my Time is Money project aiming to give entrepreneurs and creatives a platform to do what they do best.

You can purchase my new self-development book  Time is Money at, Amazon and Barnes & Noble.

Tannika Williams-Nelson 

You’re Talented! Here’s How to Make it Known

“Capitalise on all talents,” – Tannika.

Everyone in this world has talents that can change their life. If you read success stories about other people, you often see that in their early lives, they had been investing time in activities such as sport or playing an instrument. As they grew older, it became easier for them to identify which talent yielded the most satisfaction for them, and investing more effort into that talent eventually set them on a course to becoming successful in that pursuit. The case is similar for young creative’s and entrepreneurs. We dabble in a bit of everything that come together and create something great. I write, do poetry, run a fashion business and still have the time to indulge in a good steam room session, but what was important for me was to capitalise on all these talents as much as possible. Here’s some tips on how I committed to a new talent, monetized it and made it my own.

1. Think about what it is you want to do 

Take the time to understand what you want to achieve with your talent and do the necessary research to give you some direction as to how you want to go about developing it. You can never know too much about what it is you want to do. I woke up one morning and decided that I wanted to be a cupcake baker. It was that easy for me to set myself a new challenge, and this is the case with most endeavours. Try something new and see where it takes you. Think about what you’ve wanted to get involved in or want to know more about as a starting point and go from there.

2. Prepare and Practice 

Preparation is the most important step for me when doing anything and everything. I’m constantly planning; making sure that I have everything in place and being ready to adapt if I have to. Work out what you would need to get started on your new talent, paying close attention to keeping costs low to begin with. You might try something new and find that it really isn’t for you, so keeping costs low to begin with during your taster phase reduces the loss you make if you decide to divert your interests elsewhere.

When I made the decision to start baking, it was my responsibility to look into what necessary qualifications I needed to start working with food and investing time into doing hands-on practice. I studied for my Food Hygiene Diploma over a few months for when I was ready to set up business and spent hours upon hours in the kitchen perfecting my craft. I baked free cupcakes for all those around me as a form of market research and the feedback I received was essential to becoming the baker I am today. Preparation and practice is the most important tip for developing your talent.

3. Know the right time to monetize your talent

It’s easy to start something and feel like you’ve cracked it, and you probably have, but when it comes to providing a service and taking money from customers/clients you need to be sure you’re providing good quality on all fronts, making sure your customer/client base is always pleased with what you’ve produced. I baked free cupcakes for months before I monetised my talent. I got feedback on flavours, textures and designs which helped me move forward and know how I wanted to represent this talent once I made it public. I had to invest a lot of time and a reasonable amount of money to learn the fundamentals of the skill first before making it my own. Think about what you like to see and how you like to be treated when wanting a service, and apply that to yourself when you are ready to monetise your talent.

4. Know what your talent is worth

This can be a difficult one but the more you use your talent the clearer it’s worth will become. Don’t under sell yourself but don’t over sell yourself neither. Under selling can result in people taking advantage of your talent without you even knowing it. You’ve worked hard to build your craft and make it exceptional, only for you to get scooped up for something big but aren’t rewarded for it. Over selling yourself can deter people from working with you. For example, I couldn’t have just woken up that morning when I decided to be a baker with the intention to charge people for orders as soon as possible. I had to invest in the quality of my product before putting a price on it, or it would be difficult for me to get customers to view me as reliable and consistent in what it is I’m doing. It’s important to note that knowing what your talent is worth isn’t just about how much people should be paying you, it’s about acknowledging that it’s okay to do what you do for free in some circumstances, but your talent is at a standard where you can now talk money!

5. Merge talents together for maximum exposure 

So now that I’m a cupcake connoisseur with a fashion business that wants to launch more pop up shop events, I can now supply cupcakes for my own endeavours giving myself a unique selling point alongside showcasing my brands. I can sell my clothing and connect with potential customers that may want to make a cupcake order all in the same space. If you dabble in more than one thing, think about how you can merge them together and maximise the exposure for them at the same time.

6. Believe in yourself 

Before you even get to this tip you need to believe you can get there. Take on constructive feedback and take in the praise, don’t be imbalanced. Know what you can do better and do better, because you can always know more about what you love to do. Invest the time into practice and believe that it is beneficial for you and your potential client base. I believe in my abilities more than anything else. I take pride in all that I do and everyone else should too. 

As I said when I started this post, everyone has a talent that can change their life, but in order for a talent to develop, there needs to be a degree of commitment. Pace yourself. Grow into the great you can be and make your money with integrity.

Time is Money is my new self-development book available at and all online retailers including Amazon & Barnes and Noble. Purchase to find out more about how I’ve navigated through business and as an author from the age of 16. 

Twitter: Tannika x

Facebook: Time is Money UK

Instagram: timeismoneyldn 

Youtube Channel: Time is Money UK

Top Tips for Managing your Money Better!

Money management is a significant topic that I cover in my new self-development book, Time is Money. Since I set up my business at the age of nineteen I had to manage my money better in order to live and maintain my business for the long-term. It is always important to remember that managing your money well can give you more flexibility to fund your endeavours. These are some of my top money management tips that may help you on your way to getting the most out of your money.

1. Create a Budget Plan.

A quote I personally love from Time is Money is “Money comes and goes, but what you do with it when it comes is what defines its value,”. What I meant when I wrote that was we can acknowledge that money needs to be spent on things, but we can also control (to the most part) what our money is spent on by creating a budget plan. Calculate your monthly income, or multiple incomes, then designate a budget to the things you need and want to cover for that month. This keeps you organised, and the more organised you are with your money, the less likely you will check your bank account one day and wonder where your money has gone.

2. Establish What Type of Spender you are.

Everyone has their own personal indulgences. Myself included, and some more than others. It’s always good to try and identify the bad patterns in your spending habits that you can change to benefit you in the long-term. For example, I share in my new book that when I used to work in the city I would always take out cash for what I needed to buy instead of using my card. However, I would always spend the change from my cash purchases on something I didn’t really need (but wanted in the moment) because I physically had this cash on my person. When I realised this and started making purchases on my card, I was only spending what I wanted to spend because I never really had cash on me. For some people this is the other way around – they may overspend or needlessly spend using their card and have a better handle on their money when they have cash on them. Work out what your bad patterns are, and devise a plan to change them.

3. Priorities, Priorities, Priorities!

Live life while you’re young is something I’m told very often, but from a young age I’ve understood that I want to live a comfortable life, and that ambition comes with hard work. Prioritising where your money needs to be is an essential step towards financial success. It’s one thing to create a good budget plan, but what if an important bill or invoice needs to be paid but you’ve designated yourself a luxury shopping budget for that month. A sacrifice would have to be made. You would need to prioritise that payment, unexpected or not, over those really nice shoes you’ve been longing for. It’s not always easy to prioritise needs over wants, but understanding that it is necessary in some cases will make you feel better about it when it needs to be done and allow you to manage your money better.

4. Generate Multiple Sources of Income.

We all have talents, and in this age of technology, almost any talent can be monetised and bring you in some extra income if you do it the right way. Youtube is a magnificent tool. I woke up one morning and decided that I wanted to become a cupcake baker. I browsed a few videos, got to practicing and now I get paid to bake for my nearest and dearest. This is also a skill I can expand on in future, so not only has it provided me with a new source of income, it has given me the option to explore a new business endeavour if I would like to. You can do the same with something you’ve always wanted to get into. Whether it be baking, designing or sketching, understand that there is a market for pretty much anything and with commitment and a little financial investment, you could be dabbling in a new talent that can reward you financially.

Time is Money

My self-development book Time is Money is based on my experiences and the experiences of other creatives in business and creative industries. These blog posts are based on my own content from the book, and aims to give people an insight into what they can take away from Time is Money. To find out more about ways to manage your money and ways to monetise your ideas, you can purchase Time is Money at 

Written by Tannika Williams-Nelson – Author & Entrepreneur 

The Time is Money Pop Up Shop Highlights!

Last Saturday I had the pleasure of bringing people and independent fashion brands together at my Time is Money Pop Up Shop Party. Since publishing my self-development book, Time is Money, in March, I’ve set about creating a platform for entrepreneurs and creatives. The success of last week’s event has ensured me that this initiative is a great one and I look forward to working with new people that have a talent or idea that they wish to get out there to a wider audience.

I also performed a new spoken word piece on the night called Pandora’s box which I will be working on some visuals for. You can catch a snippet of my poem on my Instagram @tannikataylor and keep up with all that is Time is Money on the project page @timeismoneyldn via Instagram.

The brands that featured on the night were amazing. Their products are one of a kind with a high quality factor. Be sure to check out Liquor Life, ILRAMIK, Ronnie London, Far More Advanced Clothing and Gassed Clothing and their streetwear and lifestyle collections for your Summer picks!

I showcased some new releases that will be coming under my own fashion business, Unique Boutique London, at the event before I fly out to Milan at the end of June for the photoshoot. An important factor of my Time is Money project is to capitalise on exposure. I sold my books, featured my brand and performed at my Time is Money Pop Up Shop Party as these are all fundamentals of my developing empire. 

Creatives like Kimarli Allen also performed his new music material and showcased his ILRAMIK brand and the pop up shop event, and spoken word poet, Kiraya Kawesa gave a heartfelt performance for the second time since featuring in my latest book. The event was hosted by entrepreneur, actor and host Samuel Williams who always does a brilliant job interacting with his audience. These three gentlemen share their experiences in Time is Money and you can find out more about them by purchasing my book at

Images courtesy of Nigma Shoots & Lollycomms Photography 

Come Out to the Time is Money Pop Up Shop Party for Independent Brands!

The Time is Money Project continues with an event that brings the people to some of the best upcoming brands and creative’s in London. The Time is Money Pop Up Shop Party will feature Unique Boutique London, ILRAMIK, Far More Advanced Clothing, Ronnie London, Liquor Life and skincare products from Forever Living.

There will be a few performances on the night to keep guests entertained before ChinxMMM handles the music and good vibes for the rest of th evening. There will be free food and cupcakes, rum punch for those that want to turn up and soft drunks for those who want to keep it chill and network with the brand’s and creative’s that will be around. Tickets are available on Eventbrite for ¬£7 and will be more on the door. 

The Time is Money Project aims to promote creative’s and highlight that supporting each other as young people is something more people should be doing. We need to uplift each other and create positive representations of ourselves that the upcoming generation can aspire to. 

Come out and enjoy a night of independent fashion brands, performances, refreshments and much more.

T K Williams-Nelson

Time is Money in Los Angeles

The Time is Money journey gave me the opportunity to travel to Los Angeles with one of my creative contributors, Samuel Williams, to attend the LA Times Festival of Books. Not only did I have the pleasure of meeting some great authors from all fields and genres, but I was able to explore the city and all it had to offer.

From the food (where I was very happy to be having dessert for breakfast), to the Hollywood Walk of Fame where I spotted famous names like Viola Davis, Houdini & Bruce Lee, my LA experience was a wonderful one. The museums were rich in knowledge in ways you wouldn’t expect from a city primarily known for entertainment, and I enjoyed expanding my mind at the Museum of Death & the L Ron Hubbard Museum. Would definitely recommend giving these places a visit if you ever touch down in the beautiful city.

The book festival itself was a great space to meet authors and other creatives with crazy ideas just like my own, and learning about the different publishing processes that even established authors have had problems with. For anyone that wants to start writing a book, or may have an idea already but need guidance on how to move forward, then festivals and events like these are essential to getting information that you’re most likely going to need. The world of publishing is a giant one, don’t get lost in it.

The street art in LA was also something that intrigued me very much. Many people express themselves through art and text in the most unique ways. You don’t even have to look out for the art, it stands out regardless. My favourite was this piece featuring Tupac.

When I think about how I started writing this book in June last year, I would have never thought that less that a year later I’d be babbling on about it in LA. It just goes to show that anything can happen. Writing Time is Money, and even maintaining the project has come after its release has been my biggest challenge to date. I have had to deal with situations I’ve never dealt with before and put up with a lot from people in order to stay true to me and fulfil my vision. It is all part of the journey. Travelling to LA has made me realise what makes me happy, and that’s doing me and being able to give myself these opportunities through what I do, and what I know I’m good at doing. Keep pushing, and level up in any way you can.

T K Williams-Nelson 

Instagram: @timeismoneyldn 

Facebook: Time is Money UK

YouTube: Time is Money UK

What’s to come from my Time is Money x Women to Watch Series!

There is enough success to be achieved in the world for everyone to make it. That is what inspired me to put together a Women to Watch series of interviews and discussions as part of my Time is Money project.

Lola Michaels, Priscilla & Adoberae are paving the way in their different areas of talent and expertise. They talk about what they do and why they do it. They show that collaboration should not be feared but embraced. As women we can achieve so much more by coming together rather than competing with each other in unhealthy ways.

Subscribe to my Time is Money UK to catch what we’ve been sharing about business and much more when the first Women to Watch content comes in May!

You can purchase Time is Money from or Amazon!

T K Williams-Nelson